United Central Bank offers a variety of personal loans to meet the needs
of all the members of our communities. Please review the summaries
below to determine which account would best suit your needs.
For more information, contact a loan officer at any banking center or
call 1-877-637-3111. >>
Savings and
Certificates of Deposit Secured Loan
>>
Boats/Recreational
Vehicles Loan
>>
Auto Loans
Savings and
Certificates of Deposit Secured Loan
Get a lower interest rate and a guaranteed amount with this loan.
- Will lend up to the full balance of either a Savings Account
or a Certificate of Deposit
- Rate of the loan will be determined by adding 3% to the
rate currently being earned on the deposit product.
- .25% rate discount with automatic payment transfer from a qualified
United Central Bank account
Auto
Loans
United Central Bank offers new and used auto loans for the convenience
of our customers.
- Will lend up to 80% of the total purchase price on any
new vehicle
- Maximum term on new vehicles is 60 months
- Used vehicles up to seven years old will be considered
for financing
- Will lend 100% of the loan value according to the current
N.A.D.A. Guide
- Full coverage automobile insurance is required throughout
the term of the loan
- .25% rate discount with automatic payment transfer from a
qualified United Central Bank account
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