Consumer Loans on Automobiles
* APR (Annual Percentage Rate) based on a loan amount of $10,000.00
and a standard $75.00 processing fee. For instance, a loan amount of $10,000.00 with an interest rate of 7.50% and a corresponding APR of 7.82% for a term of 60 months will result in a monthly payment of $201.88. ADDITIONAL NOTE: Normal
20% equity on brand new vehicles or 100% of the NADA Book “loan
value” financed on used auto loans.
Certificate of Deposit Secured Loans
(3% over deposit rate - no processing fees)
(C.D. RATE TO BE FIXED DURING THE TERM OF THE LOAN)
Unsecured Loans
** APR (Annual Percentage Rate) based on a loan amount of $10,000.00 and a standard $100.00
processing fee.
Consumer Loan Fees
Processing fee: $75 (on all titled collateral loans)
Lost Payment Book: $15
Secretary of State Title Charges: $68 (substitutions)
Check Guard/Overdraft Protection Line of Credit
- Minimum: $500
- Maximum: $5000
- APR: 18%